Personal Finance Advice
Advice on Personal Finance Topics
As the law currently stands, student loans are not dischargeable in bankruptcy. However, there is a possibility that private, not federal, student loans may be allowed to be discharged in bankruptcy in the future.
Mortgage rates are as low as ever recorded. Refinance rates could save homeowners hundreds of dollars per month with lower payments. Why, then, are mortgage loans closing at an amazingly low number? Banks are simply not lending.
The VISA/MasterCard settlement means a lot to merchants, but its effect on consumers is still unknown. While this settlement will help the stores and e-commerce websites you favor, what might this settlement mean to you, as a consumer?
Purchasing a home is not an endeavor that is done on a whim. Instead, it is a major enterprise that should take into consideration several different facets. It is possible to trim the cost of this purchase with a few simple strategies such as research and investigation.
With mortgage interest rates lower than previously recorded, many homeowners wonder if there's ever been a better time to refinance their property. The best answer is "yes and no."
Unless you are committed to avoid using credit in any form, you should educate your children about credit cards and other loans at some point. They won't learn any meaningful information about credit during the typical school day, nor will they normally increase their knowledge base from their friends or family.
Free checking accounts may be on life support, but these accounts are still breathing as of 2010. Indeed, free checking accounts may disappear in the future because of new regulations, but you can still find a free account.
The CARD Act eliminated some credit card fees, but may spur others, including some former fees to be reinstated. The new and/or reinstated fees may come as credit card companies attempt to make up some potential revenue losses.
Articles By Category