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Articles from e-wisdom.com

Insurance Advice



Public adjusters: When and why you might hire one

Posted in: Home Insurance, Insurance
Public adjusters: When and why you might hire one The National Association of Public Insurance Adjusters (NAPIA) identifies public adjusters as experts on property loss adjustment. They are retained by policy holders in order to provide assistance in the preparation, filing and adjustment of insurance claims.

Factors that can increase your car insurance premium

Posted in: Auto Insurance, Insurance
Factors that can increase your car insurance premium Several factors can influence how much a driver pays for his or her car insurance coverage. These factors include, but are not limited to, the no-claims discount, age, gender, storage of the vehicle and more.

Ten things to know about business insurance

Posted in: Insurance
Ten things to know about business insurance To create the best business insurance package, learn about available coverage, compare quotes, and be careful to include protection for all potential areas of loss.

Home insurance and natural disasters

Posted in: Home Insurance, Insurance
Home insurance and natural disasters In many cases, insurance rates reflect some fallout from insurer payouts from natural disasters. The insured must either accept these changes as inevitable or diligently search for other insurance providers who may have suffered fewer losses.

Do low bank rates make life insurance a better investment?

Posted in: Life Insurance, Banking, Insurance
Do low bank rates make life insurance a better investment? Historically, bank interest rates have consistently outperformed the earnings from whole life insurance policies. But unless curremt market rates increase, life insurance accounts should remain a competitive alternative investment to savings accounts. 

Think twice before you call about a claim

Posted in: Home Insurance, Auto Insurance, Insurance
Think twice before you call about a claim Owning home insurance gives you the assurance that everything is covered. If something goes wrong, you can call the given number and file a claim. Hold it right there. Before you get the insurance company involved, you need to know something very important about claims.

How much life insurance do you really need?

Posted in: Life Insurance, Insurance
How much life insurance do you really need? Oftentimes, when expenses of the family rise, life insurance is often one of the first things to go - but should it be? Do you really need it? Here are some ways you can determine not only why it is important to have - but also how to figure out how much life insurance you need.

Six tips on insuring a teenage driver

Posted in: Auto Insurance, Insurance
Six tips on insuring a teenage driver Although increases in premium rates of 50% to 100% are common when teenage drivers are added to their parents' insurance policy, you can take some steps to reduce the costs when you're insuring your teenage driver. Here are some suggestions.




























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