Home Insurance Advice
Advice on Home Insurance Topics
Public adjusters: When and why you might hire one
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Home Insurance,
Insurance
The National Association of Public Insurance Adjusters (NAPIA) identifies public adjusters as experts on property loss adjustment. They are retained by policy holders in order to provide assistance in the preparation, filing and adjustment of insurance claims.
Home insurance and natural disasters
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Home Insurance,
Insurance
In many cases, insurance rates reflect some fallout from insurer payouts from natural disasters. The insured must either accept these changes as inevitable or diligently search for other insurance providers who may have suffered fewer losses.
Think twice before you call about a claim
Owning home insurance gives you the assurance that everything is covered. If something goes wrong, you can call the given number and file a claim. Hold it right there. Before you get the insurance company involved, you need to know something very important about claims.
Dog breeds can affect home insurance rates
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Home Insurance,
Insurance
While shopping around for home insurance quotes, you might be surprised at one of the first questions that you are asked: Do you own a dog? If you own an aggressive dog, be ready to do some digging for an insurer who will take the risk.
What to know about water damage and home insurance
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Home Insurance,
Insurance
Water damage is one of the most commonly cited reasons in claims on home insurance. This should not come as a surprise considering the many possible causes of water damage. Here's what to know about water damage and home insurance.
Five ways to save money on homeowners insurance
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Home Insurance,
Insurance
Saving money on homeowners insurance is not as difficult as you might think. Here are five simple ways that you might save significant premium dollars annually, while still having the protection level you need.
What homeowners insurance doesn't cover
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Home Insurance,
Insurance
While homeowners insurance protects you against a number of perils, it doesn't cover everything. Here are some important hazards that are typically not covered, although you may add coverage for some of them.
Questions to ask when choosing a home insurance plan
Posted in:
Home Insurance,
Insurance
Most homeowners insurance policies are more of a custom variety instead of standard one. Knowing the right questions to ask helps you get the coverage you need at prices you can afford.
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