Beginning July 1, 2010 for new accounts and August 15, 2010 for existing depositors, banks will no longer offer automatic overdraft protection for ATM and debit cards.
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Banking Advice |
What you need to know about recent overdraft protection changes
Posted in:
Banking,
Personal Finance
Beginning July 1, 2010 for new accounts and August 15, 2010 for existing depositors, banks will no longer offer automatic overdraft protection for ATM and debit cards.
Banking industry changes to expect in 2010
The predicted banking industry changes for the remainder of 2010 are not all negative. Expect changes in bank products and services, home loans and other areas of personal banking. Some of the more important changes include the following items.
When will deposit rates go up again?
Posted in:
Banking,
Personal Finance
Savings rates are influenced by competition, loan rates, inflation, deposit dollar volume, global economy conditions, supply and demand, and the Fed. Identifying these components can help you plan to maximize your deposit dollars.
Do low bank rates make life insurance a better investment?
Historically, bank interest rates have consistently outperformed the earnings from whole life insurance policies. But unless curremt market rates increase, life insurance accounts should remain a competitive alternative investment to savings accounts.
FDIC Insurance - What you need to know
Posted in:
Banking,
Personal Finance
Because of its 75-year history of protecting every depositor's accounts, its strong insurance fund, and its close monitoring of all insured U.S. banks, the FDIC enjoys little risk. That means U.S. bank depositors also face very low risk.
Ten sneaky fees your bank may impose
Posted in:
Banking,
Personal Finance
Banks have gotten increasingly creative with the fees they charge, and customers need to be increasingly vigilant to steer clear of these fees. Here are some of the most common charges that have been sneaking onto bank statements around the country.
Banking fact or fiction, part IV
Separating banking myths from facts is an important part of finding the best banking solutions for your needs. The final of a four-part series, here are tips to help you separate the truth from the inaccuracies.
Banking fees 101
Posted in:
Banking,
Personal Finance
It seems that banks have fees for almost every type of activity. ATM fees and overdraft fees are two of many that can catch you unaware. Here are some of the more common fees, what they might cost, and recommendations to avoid them.
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