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Articles from e-wisdom.com

Articles from e-wisdom.com



All savings accounts are not created equal

Posted in: Banking
All savings accounts are not created equal Simply put, all savings accounts are not the same. Read on for a comprehensive explanation of the three major types of savings products available at most banks and credit unions.

Local vs. national calling plans

Posted in: Cell Phones, Communications
Local vs. national calling plans There are both benefits and drawbacks to local, regional, and national calling plans for your cell phone. National plans appear to be the most popular in recent years, but are you paying too much? Read on for benefits comparisons that could save you money and/or improve service.

A primer for the first-time home buyer

Posted in: Home Loans
A primer for the first-time home buyer Borrowing the money to finance your first home is a huge undertaking.  As a first-time buyer looking for a mortgage, you might feel overwhelmed because there are so many options. Read on for some tips for navigating the mortgage selection process.

All about money market accounts

Posted in: Banking, Personal Finance
All about money market accounts When it comes to money market accounts and personal banking, there are a lot of things you need to, and should, know. Read on for an in-depth description of what money market accounts (MMAs) are along with a discussion of their use in financial planning and savings strategies.

A look at the Recovery and Reinvestment Act

Posted in: Personal Finance, Home Loans, Health Insurance
A look at the Recovery and Reinvestment Act The American Recovery and Reinvestment Act of 2009 is a complex piece of legislation with numerous tax provisions. Among the highlights are help for the unemployed, first-time homebuyers, Social Security recipients, and taxpayers. What does this mean for you?

Wise credit card moves for 2009

Posted in: Credit Cards
Wise credit card moves for 2009 A recession or down economy brings with it the need for even better credit card management. There a number of reasons you need to be wiser, but there is one overriding factor to consider.

Minimize the risks of online banking

Posted in: Banking
Minimize the risks of online banking In today's hectic world, online banking offers a convenient and easy alternative to traditional banking. Using a reputable bank that is insured by the FDIC and taking steps to ensure that your information remains secure and private will enable you to bank online without worry.

Home loan changes to expect in the remainder of 2009

Posted in: Home Loans
Home loan changes to expect in 2009 Down economies affect home loans in various ways, many of which are unwelcome to most of the population. But why does it seem that these two items are always related? With this question in mind, read on for changes to expect regarding home loans in the remainder of 2009.

Six tips to stay out of credit card debt

Posted in: Credit Cards
Six tips to stay out of credit card debt With the hard financial times that many people are experiencing, it is easy to see how more and more people could slip into credit card debt. But it is possible to avoid the problem of credit card debt through careful planning.

Wise banking moves for 2009

Posted in: Banking
Wise banking moves for 2009 In periods of down economies and recession, smart money management is a necessity. Read on for some wise banking moves you should consider to respond to financial institution changes and to combat the negatives offered by the down economy.









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