The CARD Act has generated many changes for credit cards and cardholder accounts. Credit card industry changes in the remainder of the year should include increased fees, fewer rewards, harder approvals, and higher rates.
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Featured Article: Public adjusters: When and why you might hire one
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The National Association of Public Insurance Adjusters (NAPIA) identifies public adjusters as experts on property loss adjustment. They are retained by policy holders in order to provide assistance in the preparation, filing and adjustment of insurance claims.
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Credit card industry changes to the remainder of 2010
Posted in:
Credit Cards,
Personal Finance
The CARD Act has generated many changes for credit cards and cardholder accounts. Credit card industry changes in the remainder of the year should include increased fees, fewer rewards, harder approvals, and higher rates.
Mortgage rates fall to another new low
Posted in:
Home Loans,
Personal Finance
First, the good news: Mortgage rates are at all-time lows. The bad news: The housing market is still severely depressed. This apparent conflict is real and, unfortunately, understandable.
What you need to know about recent overdraft protection changes
Posted in:
Banking,
Personal Finance
Beginning July 1, 2010 for new accounts and August 15, 2010 for existing depositors, banks will no longer offer automatic overdraft protection for ATM and debit cards.
Pros and cons of each type of equity financing
Posted in:
Home Loans,
Personal Finance
A home is perhaps the biggest investment anyone can make in his or her lifetime. Investing in a home can tie up a large portion of a homeowner's funds to the point where he or she may not have much left to utilize now or in the near future.
Factors that can increase your car insurance premium
Posted in:
Auto Insurance,
Insurance
Several factors can influence how much a driver pays for his or her car insurance coverage. These factors include, but are not limited to, the no-claims discount, age, gender, storage of the vehicle and more.
Future effects of the CARD Act
Posted in:
Credit Cards,
Personal Finance
What are the potential future effects of the CARD Act for consumers? Debate rages about the future effects of the CARD Act and whether it will really help consumers or result in credit limit restrictions.
Will mortgage rates increase or decrease in 2010?
Posted in:
Home Loans,
Personal Finance
Predicting mortgage rates is difficult, even for experienced observers. Some financial components indicate a potential mortgage rate increase in 2010, but the real-estate industry and the government want to keep rates low.
Ten things to know about business insurance
Posted in:
Insurance
To create the best business insurance package, learn about available coverage, compare quotes, and be careful to include protection for all potential areas of loss.
Home insurance and natural disasters
Posted in:
Home Insurance,
Insurance
In many cases, insurance rates reflect some fallout from insurer payouts from natural disasters. The insured must either accept these changes as inevitable or diligently search for other insurance providers who may have suffered fewer losses.
