Personal Finance Advice
Banking, Credit Cards, Insurance, Mortgage & more
When will banks start lending again?
Posted in:
Home Loans,
Personal Finance
Mortgage rates are as low as ever recorded. Refinance rates could save homeowners hundreds of dollars per month with lower payments. Why, then, are mortgage loans closing at an amazingly low number? Banks are simply not lending.
The Visa & Mastercard settlement and what it means for consumers
Posted in:
Credit Cards,
Personal Finance
The VISA/MasterCard settlement means a lot to merchants, but its effect on consumers is still unknown. While this settlement will help the stores and e-commerce websites you favor, what might this settlement mean to you, as a consumer?
Ten tips for buying a home
Posted in:
Home Loans,
Personal Finance
Purchasing a home is not an endeavor that is done on a whim. Instead, it is a major enterprise that should take into consideration several different facets. It is possible to trim the cost of this purchase with a few simple strategies such as research and investigation.
About compulsory auto insurance states and the coverage you need
Posted in:
Auto Insurance,
Insurance
Compulsory auto insurance is a classic good news/bad news subject. If you need it, you'll be forever grateful that you had it. Should you be fortunate enough to never have a car accident or any liability issues, you'll be disappointed with all the monthly premiums you've paid.
Has there ever been a better time to refinance?
Posted in:
Home Loans,
Personal Finance
With mortgage interest rates lower than previously recorded, many homeowners wonder if there's ever been a better time to refinance their property. The best answer is "yes and no."
When to introduce credit cards to your children
Posted in:
Credit Cards,
Personal Finance
Unless you are committed to avoid using credit in any form, you should educate your children about credit cards and other loans at some point. They won't learn any meaningful information about credit during the typical school day, nor will they normally increase their knowledge base from their friends or family.
Money saving tips for the car insurance you need
Posted in:
Auto Insurance,
Insurance
Car insurance may be a necessary purchase, but it can be an expensive one as well. Fortunately there are some things drivers can do to keep the cost of insuring their vehicles affordable. Some of these strategies are obvious, while others may not be.
Is the end of free checking on the horizon?
Posted in:
Banking,
Personal Finance
Free checking accounts may be on life support, but these accounts are still breathing as of 2010. Indeed, free checking accounts may disappear in the future because of new regulations, but you can still find a free account.
The CARD Act and potenital new credit card fees
Posted in:
Credit Cards,
Personal Finance
The CARD Act eliminated some credit card fees, but may spur others, including some former fees to be reinstated. The new and/or reinstated fees may come as credit card companies attempt to make up some potential revenue losses.
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